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If I go into a care home how much capital am I allowed before I have to pay towards my care home fees?

From April 2009 the first £14,000 of any Capital is totally disregarded. If you have Capital of between £14,000 and £23,000, then you will be treated as having additional weekly income of £1 for every £250 over £14,000 for the purpose of assessing how much you have to pay towards your fees.

If your Capital is over £23,000 then you will be expected to pay the full cost of your care. Capital can include the value of your former home after the first 12 weeks of you becoming a permanent resident in a care home.

The value of your home is however disregarded if any of the following people still live in the property:

  • Your partner
  • A lone parent who is your estranged or divorced partner
  • A child under the age of 16 A relative over the age of 60
  • A relative who is incapacitated by reason of long term illness or disability.
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