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Conveyancing

Transfer of Equity Solicitors

Making the process simple

The transfer of equity process can be made simple with the right legal advice.

At Browell Smith & Co Solicitors we have years of experience in ensuring the process runs smoothly from beginning to end.

What is a Transfer of Equity?

In its simplest form, a transfer of equity is when one or more owner(s) of a property sells their interest to another.  The process of transferring equity can be incredibly simple, as long as everyone involved knows the terms and conditions and they are clear. There is no mortgage involved if a couple is divorcing, one person is leaving the home and the other is buying them out. The equity in a property is the residual value of a property after any mortgage is deducted. If your property is worth £250,000 and your outstanding mortgage is £150,000, then you have £100,000 equity in the property.

In our experience, there are a number of reasons why a transfer of equity in a property takes place. The most common are when couples get married or divorced. We work together with our in-house Family Law team at Browell Smith & Co should additional advice in this area be required and to ensure that the agreement is appropriate and legally binding.

Contact our team today to arrange a free initial consultation at any of our offices, in Newcastle, Cramlington, and Ashington, to discuss your particular requirements.

Rodger Wilkinson

Solicitor - Conveyancing

Adam Saul

Solicitor - Conveyancing

Catriona Graham

Solicitor & Head of Residential Conveyancing

Professional and sensitive legal advice

We understand that transfer of equity transactions can be quite stressful and emotive to many different parties and we are sensitive to these issues.

Our team will provide legal advice and assistance to ensure the entire process is as smooth and stress-free as possible.

A transfer of equity occurs when an owner adds one or more people to the legal register of a property, or when they remove one of more people, other than themselves, from this register.

 

We’re here to help

As well as in the event of marriage or divorce, a transfer of equity can also take place for tax planning reasons or to adjust financial shares, such as changing a percentage in property ownership.

In all cases, an official document called a Deed of Transfer is drafted for all parties involved to sign.

Our team have a wealth of experience in this particular area of the law and will offer advice on all transfer of equity dealings. You can trust us to guide you step by step through the whole process to get the result you desire.

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